|When people talk about teaching their children from home in theabsence of any definite or structured curriculum, it is perhaps natural to think that homeschooling is cheap. But this is far from the truth. Although homeschooling does not stick to any particular text, this is perhaps more of a bane than a boon, when it comes to finance.
When you need to make sure that your children receives state-of-the-art education so that they can compete with regular school goers, expenses will naturally mount. The actual cost of educating a child at home is surprisingly high. Up-to-date textbooks, course materials, a library, computing equipment, lighting, specially designed furniture all cost money. In ...
|When we consign our children to public schools, we feel satisfiedthat they are receiving ‘quality education’. But, are we reallygetting our money’s worth? More importantly, are the childrengaining anything from this kind of a learning procedure?
Socialization is hailed as one of the greatest advantage of schools. This is the place where the child picks up the rudimentsof social skills that help him survive. But in truth, a regularschool-going child can interact only with his peers. He may bullyyounger children or fear older ones. He does not know how to behave with an adult. This is because in the school environmenthe interacts only with his peers. A homeschooling environme...
|Why let Tim and Lisa learn at home than send them to school? Well, first of all, you don’t have to wake them up at 7 every morning and bundle them off to school with umpteen numbers of instructions, and wait with an anxious heart till they return. Homeschooling gives you more control over the influences that affect your child. The growth and development of your child is removed from the realm of the unknown. You, and you alone can decide what your child needs to do or learn. Tailoring the curriculum to suit the needs and interests of the child is one of the most obvious benefits of homeschooling
Individual attention is another salient benefit of homeschooling. For instance, if Lisa nee...
You say you know where your money goes and you don’t need it all written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month and I do mean every penny.
You will be shocked at what the itty-bitty expenses add up to. Take the total you spent on just one unnecessary item for the month, multiply it by 12 for months in a year and multiply the result by 5 to represent 5 years.
That is how much you could have saved AND drawn interest on in just five years. That, my friend, is the very reason all of us need a budget.
If we can get control of the small expenses that really don’t matter to the overall scheme of our lives, we can enjoy financia...
A carpenter uses a set of house plans to build a house. If he didn’t the bathroom might get overlooked altogether.
Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. Yet most of us go blindly out into the world without an inkling of an idea about finances and without any plan at all.
Not very smart of us, is it?
A money plan is called a budget and it is crucial to get us to our desired financial goals.
Without a plan we will drift without direction and end up marooned on a distant financial reef.
If you have a spouse or a significant other, you should make this budget together. Sit down and figure out what your ...
Have you ever noticed that the things you buy every week at the grocery and hardware stores go up a few cents between shopping trips? Not by much…just by a little each week but they continue to creep up and up.
All it takes for the price to jump up by a lot is a little hiccup in the world wide market, note the price of gasoline as it relates to world affairs.
There is a way that we can keep these price increases from impacting our personal finances so much and that is by buying in quantity and finding the best possible prices for the things we use and will continue to use everyday… things that will keep just as well on the shelves in our homes as it does on the shelves at the grocery ...
Rebates have become increasingly popular in the last few years on a lot of items and certainly on electronic items and computers. Rebates of $20, $50 or $100 are not uncommon.
I’ve even seen items advertised as “free after rebate”. Do these rebates come under the heading of “too good to be true”? Some of them do and there are “catches” to watch out for but if you are careful, rebates can help you get some really good deals.
The way a rebate works is that you pay the listed price for an item then mail in a form and the bar code to the manufacturer and they send you a refund thus reducing the price of what you paid for the item except with a time delay of several weeks.
Answer these questions truthfully:
1.) Does your spouse or partner complain that you spend too much money?
2.) Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had?
3.) Do you have more shoes and clothes in your closet than you could ever possibly wear?
4.) Do you own every new gadget before it has time to collect dust on a retailer’s shelf?
5.) Do you buy things you didn’t know you wanted until you saw them on display in a store?
If you answered “yes” to any two of the above questions, you are an impulse spender and indulge yourself in retail therapy.
This is not a good thing. It will prevent you from...
Investing has become increasingly important over the years, as the future of social security benefits becomes unknown.
People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have the ability to earn a steady income. Investing is the answer to the unknowns of the future.
You may have been saving money in a low interest savings account over the years. Now, you want to see that money grow at a faster pace. Perhaps you’ve inherited money or realized some other type of windfall, and you need a way to make that money grow. Again, investing is the...
Knowing what your risk tolerance and investment style are will help you choose investments more wisely. While there are many different types of investments that one can make, there are really only three specific investment styles – and those three styles tie in with your risk tolerance. The three investment styles are conservative, moderate, and aggressive.
Naturally, if you find that you have a low tolerance for risk, your investment style will most likely be conservative or moderate at best. If you have a high tolerance for risk, you will most likely be a moderate or aggressive investor. At the same time, your financial goals will also determine what style of investing you use.
|Arvind Kejriwal (born 16 August 1968) is the 7th and current Chief Minister of Delhi. Born in Haryana, Kejriwal is a graduate of the Indian Institute of Technology Kharagpur, where he studied mechanical engineering. He worked for the Indian Revenue Service (IRS) as a Joint Commissioner in the Income Tax Department. He is well-known for his efforts to enact and implement the Right to Information (RTI) Act at grassroots level and his role in drafting a proposed Jan Lokpal Bill.
Kejriwal won the Ramon Magsaysay Award for Emergent Leadership in 2006 for his contribution to the enactment of the Right to Information Act. In 2006, after resigning from the IRS, he donated his Magsay...
|New Delhi: Japanese Prime Minister Shinzo Abe will be the chief guest at this year’s Republic Day parade at Rajpath in Delhi. The country will celebrate its 65th Republic Day on January 26 when President Pranab Mukherjee will take salute from the contingents of the armed forces and paramilitary forces alongside a rich display of its culture and heritage. Shinzo Abe. AFP India, sources said, is according high importance to Abe’s visit as Japan has been a long standing partner in a host of bilateral and other issues. Japanese Emperor Akihito and Empress Michiko were recently in India on a six-day state visit.
|Hssc has announced more vacancy in adv no 1/2014.
Live: Decision on support to AAP at appropriate time: Cong
12 injured in AAP-police clash, Kejriwal threatens to derail Republic Day celebrations
Sunanda Pushkar’s death: SDM asks police to probe murder or suicide angle
Thailand imposes state of emergency
Swiss banks devise strategies to lure Indian clients
Sebi asks depositories to set up IT strategy panels
SC commutes death penalty of 15 convicts
To reserve its votes, Cong plans private sector quota
SpiceJet offers 50% off on all bookings till Jan 23
Tata Motors launches Vista VX Tech at Rs 5.99L
25 Indian fishermen arrested in Sri Lanka
UP minister slaps, punches party worker
Japanese fishermen take cov...
Mahabharat – [Full Episode] – 16th September 2013 : Ep 1
In episode 01 of Mahabharat aired on 16th September 2013, Shantanu accepts Bhishma as his so…
Mahabharat – [Full Episode] – 17th September 2013 : Ep 2
In episode 02 of Mahabharat aired on 17th September 2013, Bhishma saves Vichitravirya…
Ep 3″ href=”https://www.youtube.com/watch?v=RVLleE8nWYs&list=PLAM7IOZnvD2Hcb8RtSFXCaEomdg-FWQcb&index=3″ data-sessionlink=”feature=plpp_video&ei=h2veUv3WEOK2igLjqYC4CA”> 20:14
Mahabharat – [Full Episode] – 18th September 2013 : Ep 3
In episode 03 of Mahabharat, aired on 18th Septe...
|RRB Recruitment 2014 – 26, 567 Assistant Loco Pilot, Technician Posts: Railway Recruitment Boards (RRB), Ministry of Railways has issued notification for recruitment of the 26, 567 Assistant Loco Pilot and Technician Category posts. Eligible candidates can send their applications on or before 17-02-2014.Other details like age limit, educational qualification, selection process and how to apply are given below…
RRB Vacancy Details:
Total No. of Posts: 26,567
Name of the Posts:
i. Assistant Loco Pilot: 254 Posts
ii. Technicians: 292 Posts
i. Assistant Loco Pilot: 562 Posts
ii. Technicians: 208 Posts
i. Assistant Loco Pilot: 955 Posts
Iran and world powers met today to discuss how to implement a landmark deal aimed at containing Tehran’s nuclear drive, less than two weeks before the agreement is due to take effect.
The latest Chinese moves to restrict fishing in contested waters of the South China Sea are “provocative and potentially dangerous acts,” the United States has said.
The US has stepped up assistance to Iraq to combat al-Qaeda-linked global terrorist groups who have seized the oil-rich country’s two major cities in the western province of Al-Anbar, the White House has said.
A magazine reported Friday that Francois Hollande routinely hops on a scooter to spend the n...
A Pakistani schoolboy (Aitezaz Hassan – 17) who died stopping a suicide bomber from attacking his school has been recommended for a national award, the prime minister’s office said today.
The South Pacific nation of Tonga was lashed by a powerful cyclone on Saturday, destroying homes and ripping roofs from churches and other public buildings in the populous northern islands. There were no immediate reports of injuries.
UN leader Ban Ki-moon and the UN Security Council are urging South Sudan President to release political detainees at the centre of efforts to start a ceasefire in the country’s conflict.
Nation remembered former Prime M...
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US President Barack Obama today invited German Chancellor Angela Merkel to Washington in an effort to mend fences after a diplomatic crisis provoked by revelations of US eavesdropping on her mobile phone.
President Barack Obama is expected to restrict National Security Agency access to Americans’ phone records and rein in spying on foreign leaders, according to people familiar with a White House review of the government’s surveillance programs.
Russia has blocked a UN Security Council statement condemning the Syrian government’s use of air strikes against civilians in the city of Aleppo.
The United Nation’s human rights agency called for an “immediate, i...
|The aam adami party will launch a national campaign to enrol new member from January 10,while it refused to contest all 545 seats in the lok sabha elections slated for mid april. the party has planned to field candidates from maximum no of seats but abstained from giving an exact figure.
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|The lok sabha polls will be held between mid april and early may in five or six phase and will involve about 800 millions voters,highly placed sources in the election commission said today.
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