Angan Chandra
What is mortgage? Mortgage loan is very common & popular among us. When loan or finance is given to buy a property (residential or commercial) by any bank or NBFC, the lender gives loan against the borrower’s house or property as collateral. The process is called mortgage. The properties are registered & till the loan is not repayment by borrower, lender has the right to seize the property in-case of default by borrower. Once the loan is fully repaid, the lender then losses the right over the property & then legally borrower became the owner of the property. Loan to value (LTV) ratio for mortgage loans are normally 80% of the value of the property. Different types of mortgage ... Read more

 Angan Chandra
From the time one start working till your retirement, each life stage require a review of the portfolio. In this article, i will show the ideal portfolio one should have of different age group.       Related article The few basic steps of financial planning-part-1 The few basic steps of financial planning-part-2 ... Read more

 Angan Chandra
Day by day new technologies is coming, we have seen lot of changes in our lifestyles. Internet, mobile application etc are now very common & being a part of daily life. Whether these changes are good or bad depends upon how we use in to our daily life. Sooner or later this kind of new technologies will come & we may have to say good-bye to our conventional facilities. In this article I will highlight such points. 1. The Post Office The new generation doesn’t even hear of Post card, Inland letter etc. Just a SMS or a call can do the same, then why to wait for such long days for a letter to come through Post. And for other savings related matter, many banks are now giving lots o... Read more